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'I didn't always use protection - caught without any, in the heat of the moment, I threw caution to the wind.Then I discovered I had chlamydia.' You'd be forgiven for assuming that Judy is an irresponsible 20- something, heedless of the consequences of her actions.And then, three months on, she did something completely unexpected and out of character: she started sleeping with other men.Like many newly divorced women I've spoken to, it wasn't that she'd developed a voracious appetite for dating, but that in doing so she found an effective distraction from the pain of divorce.She explains: 'I'd never even slept with anyone other than my husband, and suddenly I found myself using sex with men to make me feel better about myself.' Judy joined a couple of internet dating sites and found it surprisingly easy to meet men in their 40s and 50s who wanted no-strings flings.But it's not necessarily what most women are after.Health Protection Agency figures show a 60per cent increase in cases of chlamydia in 2008 in this age group, compared to 2004.The popularity of online dating and surprising lack of sexual knowledge in older adults are contributory factors.
And it's a pattern that's being repeated all over the country: 68 per cent of divorces are now initiated by wives.
In fact, she's 51 and the educated, successful director of a blue-chip company - with a 21-year-old daughter.
Her story is an illustration in microcosm of why sexually transmitted diseases among the over-45s are on the increase.
And if the menopause proves tricky to navigate, there's always HRT to help us through.
The Noughties was the decade in which women, for the first time, could say I'm Fifty And Fabulous or Sixty And Sensational and it was a genuine feeling, rather than just empty words.
But it's primarily down to the significant increase in people getting divorced after the age of 45 - forcing flocks of inexperienced divorcees out into the dating world after decades of monogamy.